Try the 52-week savings plan

So, what is the 52-week savings plan? The concept is simple. You save $1 the first week of the year, followed by $2 the second week and so on. If you stick to the plan, you’ll have stashed away $1,378 by December 31, 2020, which is enough money for a decent rainy day fund. If you want to get a head start, you could use a portion of your tax refund, an annual bonus or another windfall to boost your savings. 

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